OKX Pay Launches USDG Earnings: Earn Up to 10% APY — Plus More Ways to Earn Rewards Across OKX

Nowadays, holding U.S. dollars often means earning relatively little on your balance. We believe your money should work harder for you.

That’s why we’re introducing a way for global customers* to earn up to 10% APY on USDG deposits using OKX Pay. You’ll earn up to 10% APY on your first $10,000 USDG, and 5% APY on any amount above that.

For example, holding $20,000 USDG for a full year would earn a total of $1,500 USDG — $1,000 USDG on the first $10,000 and $500 USDG on the additional $10,000.

Rewards are calculated daily and paid every Monday. You can use your funds anytime without affecting your earnings.

This is a major early offer — a simple way to make your stablecoins work for you while keeping full flexibility.

With USDG — a fully backed, dollar-pegged stablecoin — you can earn rewards while keeping your balance ready to trade anytime. No more missing out on market opportunities because your funds are idle.

This launch adds to the many ways you can earn meaningful yield with OKX — from automatic rewards in your exchange account to on-chain earnings through X Layer.

Together, these three options give you a real choice: whether you want instant liquidity, passive income, or on-chain flexibility — all backed by the reliability and trust that defines OKX.

Three Easy Ways to Earn with USDG

OKX Pay

Earn up to 10% APY* on your first $10,000 USDG deposit and 5% APY on the balance above that. To get this rate, simply transfer your USDG into OKX Pay from your Exchange account or convert other stablecoins into USDG directly on OKX Pay. Rewards grow daily and are paid out automatically every Monday.

OKX Exchange

Earn up to 4.1% APY* automatically just by holding USDG in your OKX Exchange account, available on both web and app. Rewards grow daily and are paid out automatically every Wednesday.

OKX Wallet

Earn up to 4.1% APY* onchain by connecting your OKX Exchange account to your OKX Wallet. Rewards grow daily and are available for you to claim weekly.

No lockups. No complex steps. Just earn returns while your USDG stays ready to trade, transfer, or spend anytime. More details on availability and countries in the footnotes.

USDG on OKX: Simple, Transparent and Flexible

• USDG is built to make digital dollars work harder for you — securely and seamlessly within the OKX ecosystem.

• Stay liquid: Keep earning while your USDG remains available to trade, transfer or spend instantly. Zero-fee conversion: Swap between USD, USDT, USDC and USDG with no conversion fees.

• Multi-chain access: Use USDG across Ethereum (ERC-20), Solana (SPL) and X Layer.

With USDG on OKX, you control how and where your dollars earn.

Why USDG Stands Out

USDG is issued in Singapore by Paxos Digital Singapore Pte. Ltd., a licensed Major Payment Institution under the Monetary Authority of Singapore (MAS). It operates under a clear, regulated framework for single-currency stablecoins that prioritizes safeguards and transparency:

• 1:1 asset backing: Every USDG is fully collateralized by U.S. dollar reserves.

• Segregated funds: Customer assets are kept separate from operational capital.

• Independent verification: Reserves undergo monthly third-party attestations.

• Defined redemption rights: Holders can redeem directly for fiat USD.

This structure offers customers a regulated, transparent alternative to traditional stablecoins—combining familiar utility with enhanced accountability and trust.

Built for Open Access

USDG operates across multiple public blockchains, including Ethereum, Solana and X Layer, with plans for additional integrations. Its open-source smart contracts are publicly verifiable and independently audited, ensuring security and predictability for customers and developers alike.

This multi-chain approach means USDG is ready for use in DeFi platforms, wallets and applications throughout the OKX ecosystem and beyond.

The OKX Difference

Every part of OKX’s USDG program is built around one principle: choice and confidence for customers. Whether you want to earn through OKX Pay, hold on OKX Exchange, or go onchain, you can expect transparent yields, regulated backing and the freedom to move your funds anytime.

In the current market, reliability matters more than hype. OKX is helping turn the so-called wild west of crypto into the mild, mild West — where transparency and choice define the new standard.

OKX and USDG give you a smarter and more reliable way to hold, earn and use your money.

*APY may vary. This promotion has no defined end date and can be ended by the provider at any time. OKX Pay: Up to 10% APY on OKX Pay is open worldwide, excluding the United States, United Kingdom, European Economic Area, Singapore, United Arab Emirates, Australia, Turkey, and restricted countries. Exchange Account: The reward rate is up to 3.85% APY open worldwide, excluding the United States, United Kingdom, European Economic Area, United Arab Emirates, Brazil, Australia, Turkey, and restricted countries. OKX Wallet: Onchain Rewards are open worldwide, excluding the United States, United Kingdom, European Economic Area, United Arab Emirates, Brazil, Australia, Turkey, Singapore, and restricted countries.

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